Author Archives: Jay Butchko
ACLU Sued By Black Worker For The Second Time In One Year
Among the organizations least likely to face employment discrimination lawsuits should be the ACLU, which routinely holds U.S. corporations and the U.S. government accountable for discriminatory practices and civil rights abuses. Nonetheless, two former Black employees have filed discrimination lawsuits for raising concerns about the ACLU’s policy. They both said that they faced retaliation… Read More »
As Corporate Bankruptcies Mount, Employees Could Soon Follow
The novel coronavirus quarantine hit the service and retail industries the hardest with many strip malls, actual malls, retailers, and restaurants closing shop to avoid bleeding what little they had left. This has left their employees between a rock and a hard place. One of the most difficult questions to ask when an employer… Read More »
Weinstein Ordeal Costs Hollywood Stars Millions
The third circuit court of appeals has handed down a ruling that could cost Hollywood stars millions. The money is tied up right now in Harvey Weinstein’s bankruptcy. The Hollywood producer became famous overnight after it became known that Weinstein had forced himself on potential actresses. His trial ended in a guilty verdict in… Read More »
What Are Exemptions In Bankruptcy?
Bankruptcy exemptions allow those in Chapter 7 to protect some of their most prized assets from liquidation. Remember, in Chapter 7 bankruptcy your assets are liquidated to repay creditors. On the other hand, Chapter 7 bankruptcy requires that you pass a means test to show that you don’t have enough money to pay your… Read More »
Student Loans And Bankruptcy
If you’ve heard people say, “You can’t discharge student loans in bankruptcy,” then you should know that sometimes folk wisdom is accurate. Federal student loans are backed by a guarantee that the loan cannot be discharged in bankruptcy. But there are exceptions. In this article, we’ll discuss what happens to your student loans in… Read More »
What Is A Means Test In Bankruptcy?
Chapter 7 bankruptcy is considered one of the most favorable types of bankruptcy. Essentially, all qualifying unsecured debt is discharged. The downside of Chapter 7, is that your assets are liquidated to repay your creditors. But most folks who qualify under Chapter 7’s means test won’t have a lot of assets to liquidate. When… Read More »
Sexual Harassment In The Workplace
Sexual harassment is a type of hostile work environment claim. Under the law, every American worker has a right to a workplace free of harassment. Not everyone is going to find the joke funny. Not everyone will be charmed by a romantic overture. It’s important to understand when such behavior crosses the line. In… Read More »
Mortgage Loan Modifications
In cases where your income changes, you’ve lost your job, or otherwise cannot meet the terms of a current mortgage contract, you may be able to request a modification from your mortgage loan lender. Sometimes, it helps to have an attorney file this request for you. Mortgage loan lenders are beholden to certain laws,… Read More »
What Types of Debts Can be Discharged in Chapter 7?
If you’re considering filing for bankruptcy, you likely by now know that there are two chapters of bankruptcy that are commonly used by individuals and couples. Chapter 7 bankruptcy is particularly good for those who have a lot of unsecured debt. Chapter 13 works better for secured debt. In this article, we’ll discuss unsecured… Read More »
The Pros and Cons of Chapter 13 Bankruptcy
Chapter 13 is one of two chapters of consumer bankruptcy that are widely available and cater to the needs of individuals and couples. Chapter 7 bankruptcy is good for handling unsecured debts like credit card debt or medical expenses. Chapter 13 bankruptcy, on the other hand, is good for handling secured debt like car… Read More »